our plans

Our plans are affordable and offer qualitative health care services in a timely manner.

our benefit package

BENEFITS

STANDARD PLAN

FAMILY PLAN

STANDARD PLUS PLAN

STANDARD PEAK PLAN

Registration

Covered

Covered

Covered

Covered

GP Consultation througout the year

Covered

Covered

Covered

Covered

Treatment of common ailment and conditions

Covered

Covered

Covered

Covered

Provision of prescribed drugs

Genetic

Genetic

Genetic

Genetic

Hospitalization/ accomodation

In a general ward for the first 7 days (cummulative) for primary care and up to a maximum of 14 (28 for orthopedic cases) cummulative days

In a general ward for the first 7 days (cummulative) for primary care and up to a maximum of 14 (28 for orthopedic cases) cummulative days

In semi-private ward where available or in general ward in lieu up to a maximum of 21 (35 for orthopedic) cimmulative days

With meal in an air-conditioned private ward for first 96hours for primary care and up to maximum of 42 cummulative days (60days for orthopedic cases)

Pertinent ancilliary investigations for primary and secondary care (which include Malaria Parasite

Blood film

Fasting & Random Blood Sugar

Hb/ PCV

FBC

Professional fees

Covered

Covered

Covered

Covered

HIV Counselling and Education

Covered

Covered

Covered

Covered

Family planning education

Covered

Covered

Covered

Covered

Routine physical examinations

Covered

Covered

Covered

Covered

Perinatal events including assisted delivery and caesarian operations

Covered

Covered

Covered

Covered

Annual Medical Check-up

Not Covered

Not Covered

Not Covered

Covered

Advanced investigations including CT

MRI

mammography

Not Covered

Not Covered

Minor Surgeries including suturing of lacerations

drainage of superficial abscesses

and minor wound dressing

Covered

Covered

Intermediate Surgeries including herniorraphy

appendectomies

laparatomies

myomectomies etc

Covered

Major Surgeries including cranial cavity brain

spine

spinal cord

heart and chest cavity surgeries

Not Covered

Cancer diagnosis and treatment

Not Covered

Not Covered

Up to 50

000 p.a

Medical tourism

Not Covered

Not Covered

Not Covered

Not Covered

Dental care

Primary dental care (simple extractions

amalgam fillings and dental fillings)

Primary dental care (simple extractions

amalgam fillings and dental fillings)

Optometric care

Restricted to eye examinations and provision of plain lenses (without frames)

Restricted to eye examinations and provision of plain lenses (without frames)

Including provision of frames not costing more than 2500

Covered

Medical ophthalmic examination and treatment

Excluding provision of glasses

Excluding provision of glasses

Excluding provision of glasses

Up to a limit of 100

Out of station emergencies

Covered

Covered

Covered

Covered

Psychiatric assessment and treastment of acute phase of illness for a period not more than two weeks

Covered for a period not more than two weeks

Covered for a period not more than two weeks

Covered for a period not more than two weeks

Covered for a period not more than six weeks

Ailments and conditions proven to require tertiary care

Covered

Covered

Covered

Covered

Special referrals within the limits specifies in the policy

Covered

Covered

Covered

Covered

Price

N8,000/yr

N28,000/yr

N13,500/yr

N108,500/yr

Oyo State Health Insurance Agency was established on 18th of August, 2015, backed by an enabling law on 1st of December, 2016.

care@oyshia.oyshia.oy.gov.ng

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Oyo state health insurance

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