Discover the Health Insurance plan that fits your needs

Enjoy the best of two worlds… comprehensive coverage you can afford and long-term benefits that guarantee your health and financial well-being, starting from N13,500/year

Whether you're an individual, part of a loving family, pregnant and expecting a new baby, representing a corporate organization, steering a small business, or you’re living with a pre-existing condition, there's a tailored plan for everyone, starting.

For you & Your Loved Ones

Relieve the worry of unforeseen health issues for yourself, aged parents and yours loved ones with insurance that brings protection and peace of mind.

For Families

Your family’s health is your wealth. Secure the well-being of up to four family members, with the flexibility to add more if needed. It’s the key to a happier, healthier future.

For Businesses & Organizations

Transform your team’s health security with plans that enhance well-being, stability, and productivity, so you can focus on running your business.

For Your Pregnancy

Ease the uncertainties and stress of pregnancy with coverage that ensures both your health and your baby’s future are in safe hands.

Family Plan (Family of Four)

N28000 / Year
  • Registration
  • GP Consultation througout the year
  • Treatment of common ailment and conditions
  • Provision of prescribed drugs (Genetic)
  • Hospitalization/ accomodation
  • Pertinent ancilliary investigations for primary and secondary care which include Malaria Parasite. (Fasting & Random Blood Sugar)
  • Professional fees
  • HIV Counselling and Education
  • Family planning education
  • Routine physical examinations
  • Perinatal events including assisted delivery and caesarian operations
  • Advanced investigations including CT (Mammography))
  • Minor Surgeries including suturing of lacerations, drainage of superficial abscesses and minor wound dressing
  • Intermediate Surgeries including herniorraphy (Laparatomies)
  • Intermediate Surgeries including herniorraphy (Appendectomies)
  • Major Surgeries including cranial cavity brain (Spinal Cord)
  • Dental care (Primary dental care (amalgam fillings and dental fillings))
  • Optometric care: Restricted to eye examinations and provision of plain lenses (without frames)
  • Medical ophthalmic examination and treatment (Excluding provision of glasses)
  • Out of station emergencies
  • Psychiatric assessment and treastment of acute phase of illness for a period not more than two weeks (Covered for a period not more than two weeks)
  • Ailments and conditions proven to require tertiary care
  • Special referrals within the limits specifies in the policy
  • Addtional Life into this plan attracts N8000

Standard Plus (Individual)

N13,500 / Year
  • Registration
  • GP Consultation througout the year
  • Treatment of common ailment and conditions
  • Provision of prescribed drugs (Genetic)
  • Hospitalization/ accomodation
  • Pertinent ancilliary investigations for primary and secondary care (which include Malaria Parasite (Hb/ PCV)
  • Professional fees
  • HIV Counselling and Education
  • Family planning education
  • Routine physical examinations
  • Perinatal events including assisted delivery and caesarian operations
  • Advanced investigations including CT (MRI)
  • Minor Surgeries including suturing of lacerations
  • Intermediate Surgeries including herniorraphy (myomectomies etcs)
  • Major Surgeries including cranial cavity brain (Heart and chest cavity surgeries)
  • Cancer diagnosis and treatment (Up to 50)
  • Dental care (Primary dental care (simple extractions)
  • Including provision of frames not costing more than 2500
  • Medical ophthalmic examination and treatment (Excluding provision of glasses)
  • Out of station emergencies
  • Psychiatric assessment and treastment of acute phase of illness for a period not more than two weeks (Covered for a period not more than two weeks)
  • Ailments and conditions proven to require tertiary care
  • Special referrals within the limits specifies in the policy

Standard Peak (Individual)

N108,000 / Year
  • Registration
  • GP Consultation througout the year
  • Treatment of common ailment and conditions
  • Provision of prescribed drugs (Genetic)
  • Hospitalization/ accomodation
  • Pertinent ancilliary investigations for primary and secondary care (which include Malaria Parasite (FBC)
  • Professional fees
  • HIV Counselling and Education
  • Family planning education
  • Routine physical examinations
  • Perinatal events including assisted delivery and caesarian operations
  • Minor Surgeries including suturing of lacerations
  • Intermediate Surgeries including herniorraphy (myomectomies etcs)
  • Major Surgeries including cranial cavity brain (Heart and chest cavity surgeries)
  • Cancer diagnosis and treatment (Up to 50)
  • Dental care (Primary dental care (simple extractions)
  • Including provision of frames not costing more than 2500
  • Medical ophthalmic examination and treatment (Excluding provision of glasses)
  • Out of station emergencies
  • Psychiatric assessment and treastment of acute phase of illness for a period not more than two weeks (Covered for a period not more than two weeks)
  • Ailments and conditions proven to require tertiary care
  • Special referrals within the limits specifies in the policy

Oyo State Health Insurance Agency (OYSHIA) is ensuring affordable access to comprehensive healthcare services for all indigenes and residents of Oyo State.

care@oyshia.oyshia.oy.gov.ng

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09030000530 / 08057000530

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Oyo state health insurance

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