Unlock a world of health and security for you, your parents, and your loved ones.

Premium health insurance covers that do not carry premium tags. You can get covered for as low as N21,000/year

Universal Health Coverage Plan (UHC Plan)

N21,000
/Year
  • OVERALL MEDICAL LIMIT- N1,528,694:00
  • ADMISSIONS
  • OUT-OF-STATION CARE
  • EMERGENCY SERVICES - N150,000:00 Limit
  • ANNUAL MEDICAL CHECKUP
  • MATERNITY SERVICES
  • CHILD HEALTH SERVICES
  • ACCEPTABLE AGE OF PREGNANCY : Not more than 3 months
  • EYE CARE
  • DENTAL CARE
  • SURGICAL SERVICES
  • MEDICAL LABORATORY SERVICES
  • HIV/AIDS MANAGEMENT (limited to treatment of opportunistic infections)
  • EAR, NOSE & THROAT
  • FAMILY PLANING SERVICES

Top Up One Plan
A plan that accommodate your existing medical conditions

N 82,000
/Year
  • OVERALL MEDICAL LIMIT -N1,847,841:00
  • EVERYTHING COVERED UNDER UNIVERSAL HEALTH COVERAGE PLAN
  • MAJOR SURGERY
  • ELECTIVE & EMERGENCY HYSTERECTOMY
  • ADVANCED INVESTIGATION INCLUDING CT-SCAN & MRI
  • CANCER CARE (DIAGNOSIS & TREATMENT(covered to a certain limit))
  • MATERNITY SERVICES
  • ANTENATAL CARE
  • ANOMALLY SCAN
  • ROGAM (covered to a certain limit))
  • ECHOCARDIOGRAPH
  • URETEROVAGINAL FISTULA REPAIR
  • C/S (emergency & medically indicated electives)
  • FAMILY PLANNING SERVICES (COUNSELLING ONLY)
  • RENAL FAILURE INCLUDING DIALYSIS (covered to a certain limit))
  • DENTAL SURGICAL EXTRACTION
  • EEG

Top Up Two Plan
Exclusive plan designed to support your total wellness and comfort

N 117,000
/Year
  • OVERALL MEDICAL LIMIT -N3,097,000.00
  • EVERYTHING COVERED UNDER TO UP TWO PLAN
  • MAJOR SURGERY
  • ELECTIVE & EMERGENCY HYSTERECTOMY
  • CO-PAYMENT: 50% of the Surgery as stated on the Tariff.
  • ACCEPTABLE AGE OF PREGNANCY: Not more than 3months.
  • MATERNITY SERVICES
  • - Antenatal care
  • - Normal delivery
  • - ROGAM (covered to a certain limit))
  • - Post Natal Care
  • - Induction of labour and assisted delivery
  • - C/S (emergency & medically indicated electives)
  • Family Planning Services (Counselling Only)

*Pre-existing conditions include: hypertension, diabetes, sickle cell, heart disease, epilepsy, asthma, tuberculosis, glaucoma, kidney disease, HIV/AIDS, Pregnancy

Uncertain about which plan is the right fit for you and your loved ones? We can help!

3 simple steps to get covered

Selecting a suitable plan is simple and seamless…

Choose a Plan

Navigate our range of tailored health insurance plans and benefit packages to discover the perfect fit for your unique needs.

Enroll

With a seamless sign-up process and secured payment gateway, you can quickly secure your coverage without any hassle.

Enjoy Quality Care

Immerse yourself in a world of top-notch medical care, where your well-being is nurtured at every step.

Say goodbye to waiting and step into a world of personalized health insurance solutions. Unlock your health potential today.

Oyo State Health Insurance Agency (OYSHIA) is ensuring affordable access to comprehensive healthcare services for all indigenes and residents of Oyo State.