Expecting a baby?

Ease the uncertainties and stress of pregnancy with coverage that ensures both your health and your baby’s future are in safe hands.

The journey to parenthood is a beautiful one, but it comes with its share of medical costs. Our pregnancy plan provides peace of mind during this exciting time, covering antenatal care, delivery, and postpartum expenses.

Standard Medium Plan

For individuals with pre-existing conditions, including pregnancy
  • Overall Medical Limit - N2,500,000
  • Admissions - 42 Days
  • Out-of-Station Care
  • Emergency Services - N300,000 Limit
  • Annual Medical Checkup
  • Maternity Services - N300,000 Limit
  • Child Health Services
  • Eye Care
  • Dental Care
  • Surgical Services
  • HIV/AIDS Management
  • Ear, Nose & Throat
  • Renal Failure - 6 Dialysis Sessions

Option One

For individuals without the history of C-Section
N 40,500
/Year
  • Everything in STANDARD MEDIUM PLAN plus...
  • 2-year premium for mother
  • Child is covered till the expiry of mother's premium
  • CO-PAYMENT: 50% of the Surgery as stated on the Tariff.
  • ACCEPTABLE AGE OF PREGNANCY: Not more than 3months.
  • MATERNITY SERVICES
  • - Antenatal care
  • - Normal delivery
  • - ROGAM (N15,000.00 Limit)
  • - Post Natal Care
  • - Induction of labour and assisted delivery
  • - C/S (emergency & medically indicated electives)
  • Family Planning Services (Counselling Only)

Option Two

For individuals with the history of C-Section
N 50,000
/Year
  • Everything in STANDARD MEDIUM PLAN plus...
  • 1-year premium for mother
  • Premium does not cover the child
  • *CO-PAYMENT: 50% of the Surgery as stated on the Tariff.
  • ACCEPTABLE AGE OF PREGNANCY: Not more than 3months.
  • MATERNITY SERVICES
  • - Antenatal care
  • - Normal delivery
  • - ROGAM (N15,000.00 Limit)
  • - Post Natal Care
  • - Induction of labour and assisted delivery
  • - C/S (emergency & medically indicated electives)
  • Family Planning Services (Counselling Only)

NOTE: ENROLLEES are not expected to undergo surgeries until after 2 months of joining the scheme.

All Hypertensive and Diabetic patients are to pay a premium of N50,000/head/annum.

Uncertain about which plan is the right fit for you and your baby? We can help!

3 simple steps to get covered

Selecting a suitable plan is simple and seamless…

Choose a Plan

Navigate our range of tailored health insurance plans to discover the perfect fit for your unique needs.

Enroll

With a seamless sign-up process and secured payment gateway, you can quickly secure your coverage without any hassle.

Enjoy Quality Care

Immerse yourself in a world of top-notch medical care, where your well-being is nurtured at every step.

Say goodbye to waiting and step into a world of personalized health insurance solutions. Unlock your health potential today.

Oyo State Health Insurance Agency (OYSHIA) is ensuring affordable access to comprehensive healthcare services for all indigenes and residents of Oyo State.

Other Plans

care@oyshia.oyshia.oy.gov.ng

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